A STUDY ON FINANCIAL PERFORMANCE ANALYSIS OF MANGALA GAURI SAVING & CREDIT CO-OPERATIVE LTD. -BBS Report

A STUDY ON FINANCIAL PERFORMANCE ANALYSIS OF MANGALA GAURI SAVING &   CREDIT CO-OPERATIVE LTD.

A PROJECT WORK

Submitted By:

Yadab Neupane

T.U.Redg.No:70-2-25-716-2014

Symbol No: 250864

Nepal Cammerce Campus

Group-Finance

Submitted To:

The Faculty of Management

Tribhuvan University

Kathmandu

In partial fulfillment of the requirement for the Degree of

BACHELOR OF BUSINESS STUDIES (BBS)

Kathmandu

May, 2018

DECLARATION

I hereby declare that the project work entitled “FINANCIAL PERFORAMANCE ANALYSIS OF MANGALA GAURI SAVING & CRIDIT LTD. ” submitted to the Faculty of Management, Tribhuvan University, Kathmandu is a original piece of work under the supervision of Mr.Arun kumar chaudhary, Faculty Member, Nepal commerce campus, Minbhawan, Kathmandu, and is submitted in partial fulfillment of the requirements for the degree of Bachelor of Business Studies (BSS). This project work report has not been submitted to any other university or institution for the award of any degree or diploma.

Signature:

Name of Student: Yadab Neupane

Date:

SUPERVISOR’S  RECOMMENDATION

The project work report entitled FINANCIAL PERFORMANCE OF MANGALA GAURI SAVING & CREDIT CO-OPERATIVE LDT., submitted by YADAB NEUPANE of Nepal commerce campus, Minbhawan, is prepared under my supervision as per the procedure and format requirements laid by the faculty of Management. Tribhuvan University, as partial fulfillment of the requirements for the degree of Bachelors of Business Studies (BSS). I, therefore, recommend the project work report for evaluation.

                                     

Signature:

Name of supervisor: Dr. Arun Kumar Chaudhary

NEPAL COMMERCE CAMPUS

Date: May, 2018

  

Phone :4107060, 4107044     

4107045, 4107048

  P.O.Box No.2465

E-mail:info@ncc.edu.np

TRIBHUVAN UNIVERSITY

Faculty of Management                             

                NEPAL COMMERCE CAMPUS       

        Minbhawan, Kathmandu, Nepal         

ENDORSEMENT

We hereby endorse the project work report entitled” FINANCIAL PERFOMANCE ANALYSIS OS MANGALA GAURI SAVING &CREDIT  LTD.”, submitted by YADAB NEUPANE of Nepal Commerce Campus, Minbhawan, in partial fulfillment of the requirement for the degree of the Bachelor of Business Studiess  (BBS) for external evaluation.

Signature:                                                                   Signature:

Prof. Dr.  Jitendra Upadhyaya                                    Prof. Dr. Jeevan kumar Bhattarai  

(Head of Research Department)                                 ( Campus Chief/Principal)                                        

Date:                                                                             Date:

 

ACKNOWLEDGMENTS

I am very grateful and proud to present this project report entitled “FINANCIAL PERFORMANCCE  ANALYSIS OF MANGALA GAURI SAVING & CREDIT  CO-OPERATIVE LTD.”  For the partial fulfillment of Degree of Bachelor of Business Studies (BBS).I would like to express my gratitude towards Tribhuvan University for providing me with this wonderful opportunity.

I would also like to thank my project guide Aurun Kumar Chaudhary for his guidance, motivation and support throughout this project. I also express my regards to all the teaching and non-teaching staff of Nepal Commerce Campus, New Baneshwor, Kathmandu, who have supported me throughout my BBS degree and made this report possible. I also thank all the researchers worldwide who are doing research in the field of Economy & Finance, whose work has really inspired me

I take this opportunity to thank my family, relative and friends who have supported and motivated me to do better in my life.

Signature: …………….

Name: Yadab Neupane

Date:

             TABLE OF CONTENTS

Title page                                                                                                        Page No.

Declaration    

Supervisor’s Recommendation

Endorsement

Table of Contents

List of Tables

List of figures

Abbreviation

CHAPTER 1: INTRODUCTION                                       

1.1    Background of the study                                                                              1

1.2     Introduction of Mangala Gauri S.& C.C Ltd                                              2

1.2.1Structure of  Mangala Gauri S.& C.C. Ltd                                           3

1.3 Objectives of the Study                                                                                 3   

1.4 Rationale of the study                                                                                    3

1.5 Related  Literature Review                                                                            4

1.5.1Review of  Literature                                                                                   4

1.5.2 Report Structure                                                                                          5

1.6 Methodology                                                                                                  5

1.6.1 Research Design                                                                                          5

1.6.2 Population and Sample                                                                               6

1.6.3 Types of Data                                                                                              6

1.6.4 Data Collecting Procedures                                                                        6

1.6.5Tools and Techiniques Used                                                                        7

1.7 Limitations                                                                                                     8  

CHAPTER- 2: RESULTS AND ANALYSIS          

2.1 Data Presentation                                                                                           9

2.1 Major Finding                                                                                                15

CHAPTER -3: SUMMARY AND CONCLUSION  

3.1 Summary                                                                                                        16

3.2 Conclusion                                                                                                     17      

References                                                                                                            19

Reports                                                                                                                 19

List of Tables

Table:                                                                     Page No.

Table 1 Current Ratio Analysis                               9

Table 2 Cash Reserve Ratio                                    11

Table 3 Return on Equity                                        12

Table 4 Return on Total Assets                               13

Table 5 Profit Margin Ratio                                    14

List of Figures

Figure:                                                                    Page No.

Fig 1:Graph showing Current Ratio                        10

Fig   2: Graph showing Cash Ratio                         11 

Fig  3 :Graph Showing Return on Equity               12

Fig 4: Graph showing Return on Total Assets        13

Fig 5:  Graph showing Net profit Margin               14

                                                                                                                                        

Abbreviations

MGS&CC  Ltd-Mangala Gauri Saving and Credit Cooperative Limited

CRR- Cash Reserve Ratio

ROA- Return on Total Assets

ROE- Return on Equity

NPM-Net Profit Margin

NEFSCUN-Nepal Federation of Saving and credit  Cooperative Unions

AGM-Annual General Meeting